TOPLEY’S TOP 10 May 15, 2026

1. Risk On…Record Leveraged ETF AUM

The Kobeissi Letter


2. Shiller P/E Ratio 5% Away from Internet Bubble Levels….Same as Yesterday’s Letter-Not a Timing Market Timing Chart

Barchart


3. Ackman Bought MSFT…Still Trading $150 Below Highs

StockCharts


4. NVDA Nvidia Broke Out of 6 Months Sideways

StockCharts


5. IWC Micro Cap Stocks a Double Off Liberation Day Lows

StockCharts


6. In S&P 500 Up Years…Big Gains are Normal

Ryan Detrick


7. Africa’s Share of Global Mining

Semafor


8. Increase of Americans on GLP-1

Prof G Media


9. Total Household Debt Rolling Back Over -Wolf Street

Wolf Street


10. Steve Jobs’ 7 Rules For Success — That Still Apply Today

ByCarmine Gallo|edited by Jason Fell|Dec 01, 2025

Key Takeaways

  • Steve Jobs believed that genuine passion is the foundation of meaningful work.
  • Jobs paired big, audacious vision with ruthless focus.
  • The visionary tech CEO understood that customers don’t buy features — they buy possibility.

Steve Jobs’ influence on modern technology, design and communication is impossible to overstate. From the iPhone and Mac to Pixar and digital music, his ideas transformed how we work, create and connect. For entrepreneurs, leaders, and creators, Jobs’ greatest contribution isn’t just what he built — it’s the principles he lived by.

After studying Jobs’ career and philosophy for years, I’ve distilled his approach into seven powerful rules anyone can adopt. These Steve Jobs success principles can help you unlock creativity, strengthen leadership and bring bold ideas to life.

1. Do what you love

Jobs believed passion was the ultimate competitive advantage. He famously said, “People with passion can change the world for the better.” When asked what advice he’d give aspiring entrepreneurs, he offered this simple guidance: “I’d get a job as a busboy or something until I figured out what I was really passionate about.”

Passion fuels resilience, endurance and innovation—especially when challenges hit.
Key takeaway: Purpose-driven work leads to higher creativity and long-term success.

2. Put a dent in the universe

Jobs’ leadership was anchored in big, audacious vision. When convincing then-Pepsi President John Sculley to join Apple, he delivered one of the most famous pitches in business history: “Do you want to sell sugar water for the rest of your life, or do you want to change the world?”

Great leaders think beyond products. They pursue missions that inspire teams and attract customers.
Key takeaway: Vision is a powerful driver for innovation, brand loyalty and organizational momentum.

3. Make connections

Jobs defined creativity as “connecting things.” He believed innovation flourishes when people explore diverse interests and experiences. His calligraphy class — seemingly irrelevant at the time — shaped the Macintosh’s groundbreaking typefaces. His travels through India and Asia influenced Apple’s emphasis on simplicity, intuition and beauty.

Don’t stay in your lane. Expand your inputs to expand your ideas.
Key takeaway: Cross-disciplinary thinking is essential for original ideas and breakthrough products.

4. Say no to 1,000 things

Focus was one of Jobs’ greatest strengths. When he returned to Apple in 1997, he cut the company’s product line from 350 items to just 10. This allowed Apple to pour its best talent and energy into a small number of world-class products.

Jobs was proud of what Apple chose not to do.
Key takeaway: Strategic prioritization builds clarity, alignment, and product excellence.

5. Create insanely different experiences

Jobs understood that true innovation goes beyond hardware and software — it extends to the customer experience. When creating the Apple Store, he insisted the goal wasn’t selling boxes. It was enriching lives.

From the layout to the lighting to Genius Bar support, every detail was designed to create a seamless emotional connection between customer and brand.

Key takeaway: Exceptional customer experiences differentiate great companies from good ones.

6. Master the message

Jobs was widely recognized as one of the greatest corporate storytellers in history. His keynotes didn’t just present information — they entertained, educated, and inspired. Every slide was intentional. Every moment was choreographed. Every message was clear.

Even the best ideas fail without powerful communication.
Key takeaway: Effective storytelling amplifies your impact, influence, and brand presence.

7. Sell dreams, not products

Jobs understood something many businesses overlook: customers don’t simply buy devices — they buy possibility. This is why the iPad features a single home button. Complexity was removed so users could focus on what they could create, learn or become.

Your audience ultimately cares about their goals, not your features.
Key takeaway: Brands that speak to customer aspirations build loyalty and emotional connection.

https://www.entrepreneur.com/business-news/steve-jobs-and-the-seven-rules-of-success/220515

TOPLEY’S TOP 10 May 14, 2026

1. A Fair Amount of Charts Hitting Previously Unsustainable Levels…But They are Not Market Timing Mechanisms

 A Wealth of Common Sense


2. Rule of 20 Expensive Liz Sonders—Not a Market Timing Indicator

Liz Ann Sonders


3. Forward P/E Ratio of S&P 500 Had -18% Correction

The chart

Marketwatch

Morgan Stanley strategists offer this chart showing what they say is a market that has priced in, not ignored, Iran-war risks. “Much has been made of the fact that the S&P 500 decline was less than 10% on a price basis at the March lows. However, that view overlooks the more important adjustment that took place—namely, a significant reset on valuations and breadth,” they say. The bank lifted its year-end S&P 500 target to 8,000 and set a mid-year 2027 target of 8,300.


4. Tech Stocks Getting Cheaper

Valuation correction. “Talking about an AI bubble doesn’t make sense when tech stocks are actually getting cheaper … The forward 12-month P/E for the S&P 500 tech sector now sits at 23.6, down from its peak above 30 last fall.”

Phil Rosen – Opening Bell Daily


5. SOX Sell Off Tuesday Ranking

Bespoke


6. It’s a More Secret Version of Bitcoin and It’s on a Tear

WSJ Zcash reminds some of bitcoin’s early days—but some see its privacy features as a red flag

By Gregory ZuckermanVicky Ge Huang

WSJ


7. Declining Cost of Space

Van Eck-Every major industry expansion has begun with falling costs.  The internet scaled as computing and bandwidth became more affordable. Electric vehicles became viable as battery costs came down. Cloud software accelerated as storage and processing costs declined.Space appears to be reaching a similar inflection point.

Advances in launch technology, particularly reusability, have fundamentally changed the economics of access to orbit. Launch costs have historically been one of the biggest bottlenecks, and lowering them have reduced one of the most important barriers to entry across the entire ecosystem.

VanEck


8. Prosperity Highly Correlated to Economic Freedom

Michael A. Arouet


9. Judges Ruled Against ICE 10-1 Ratio

POLITICO


10. Lessons From Studying Over 100 Self-Help Books and 20 Therapies

Key points-Psychology Today

  • Many self-help techniques are recycled across therapies and traditions, often under different names.
  • Highly popular techniques sometimes have weaker scientific evidence than their reputation suggests.
  • At a fundamental level, people control only four things: body, communication, thoughts, and attention.
  • Nearly 500 techniques from 100+ self-help books and 23 therapies reduce to 12 core psychology strategies.

By Spencer Greenberg and Jeremy Stevenson.

A five-year review of self-help revealed a simpler pattern beneath the noise.

Key points

  • Many self-help techniques are recycled across therapies and traditions, often under different names.
  • Highly popular techniques sometimes have weaker scientific evidence than their reputation suggests.
  • At a fundamental level, people control only four things: body, communication, thoughts, and attention.
  • Nearly 500 techniques from 100+ self-help books and 23 therapies reduce to 12 core psychology strategies.

Key points

  • Many self-help techniques are recycled across therapies and traditions, often under different names.
  • Highly popular techniques sometimes have weaker scientific evidence than their reputation suggests.
  • At a fundamental level, people control only four things: body, communication, thoughts, and attention.
  • Nearly 500 techniques from 100+ self-help books and 23 therapies reduce to 12 core psychology strategies.

Key points

  • Many self-help techniques are recycled across therapies and traditions, often under different names.
  • Highly popular techniques sometimes have weaker scientific evidence than their reputation suggests.
  • At a fundamental level, people control only four things: body, communication, thoughts, and attention.
  • Nearly 500 techniques from 100+ self-help books and 23 therapies reduce to 12 core psychology strategies.

Key points

  • Many self-help techniques are recycled across therapies and traditions, often under different names.
  • Highly popular techniques sometimes have weaker scientific evidence than their reputation suggests.
  • At a fundamental level, people control only four things: body, communication, thoughts, and attention.
  • Nearly 500 techniques from 100+ self-help books and 23 therapies reduce to 12 core psychology strategies.

By Spencer Greenberg and Jeremy Stevenson.

Over the past five years, my colleague Jeremy Stevenson and I have read more than 100 self-help books, studied over 20 therapies, and extracted and categorized nearly 500 techniques from those sources.

The goal was to understand the high-level patterns across all methods of self-improvement, as part of our process of writing our book, The 12 Levers, aimed at providing a complete psychological toolkit for improving your life.

Today, we want to share five lessons that stood out from conducting all of this research.

Lesson 1: A lot of techniques are recycled or repackaged

Take mindfulness, defined by meditation teacher Jon Kabat-Zinn as “the awareness that arises by paying attention on purpose, in the present moment, and non-judgementally.” The Pali word “sati” (roughly translated as mindfulness) appears in early Buddhist teachings dating back about 2,500 years. Mindfulness is now used in multiple modern therapies, like acceptance and commitment therapy (ACT), dialectical behavior therapy (DBT), mindfulness-based cognitive therapy (MBCT), mindfulness-based stress reduction (MBSR), and mindful self-compassion (MSC).

Sometimes mindfulness is repackaged with a different name. For example, ACT therapists call mindfulness of thoughts “defusion” and mindfulness of body sensations “expansion.” Mindfulness also goes by “decentering,” “acceptance,” and “distancing.”

Is it bad that self-help techniques get recycled and repackaged? Well, it can contribute to that sense of overwhelm when we’re surveying the shelves of the bookstore’s self-help aisle. But it’s a good thing if it means making effective techniques more available. And it’s also good if it means making old techniques that may have been described in obscure language easier to understand.

Lesson 2: A lot of self-help techniques don’t have as much evidence as you’d think

Cold exposure is a great example. It has become incredibly popular. And from all the hype, you’d think that daily cold showers or plunges have multiple randomized controlled trials (RCTs) showing consistent benefits for all sorts of outcomes like anxietydepression, and energy levels.

2025 meta-analysis did find some benefits from cold exposure, including lower physiological stress 12 hours later, better self-reported sleep, improved quality of life after 30 days, and 29% fewer sick days. But it found no stress benefits immediately — 1, 24, or 48 hours later; no quality-of-life benefits after 90 days; and no general mood improvements. At best, the evidence is mixed.

Here’s what the authors of the meta-analysis concluded: “the current evidence base is constrained by few RCTs, small sample sizes, and a lack of diversity in study populations.”

(Funnily enough, cold exposure is also an example of a “repackaged” technique. References to cold exposure date back as early as ancient Greece and possibly even ancient Egypt.)

Lesson 3. Some techniques work better than others, but only on average

Some psychological techniques really are better than others. Much better. For example, if you want to reduce your anxiety, exposure therapy is the most evidence-based approach, and it’s effective for a lot of people (though not for everyone).

In terms of other questions, like who should reframe their thoughts versus be mindful of them, or who should use cognitive techniques versus behavioral techniques, or who should use CBT techniques versus DBT techniques, not much is actually known.

The reality is that, while the worst techniques are useless for everyone (beyond giving a potential placebo effect), even the best techniques don’t work for everyone.

This lack of a one-size-fits-all solution in self-improvement can be frustrating. But thankfully, this also means you have a lot of freedom in choosing which techniques to try.

4. At a fundamental level, you control surprisingly little

Focusing on what you control is an essential principle of life. There’s a reason why the ancient Stoics emphasized it so much. As Epictetus put it, “Some things are in our control and others not.” If you try to change things outside of your control, you can waste a lot of energy and potentially cause yourself a lot of unnecessary suffering. This is also a major reason why our book focused on the most useful techniques of self-help, because techniques are controllable processes.

One thing we discovered from reviewing scores of self-help books and therapies is that, at our core, there are only four things we each fundamentally control. Just four! You have control (albeit not total control) over: your body, your communication, your thoughts, and your attention. That’s not very much!

To illustrate, imagine you’re unjustly locked in a jail cell that’s completely empty except for a chair. You’re surrounded by concrete walls, and you can’t see or hear what’s happening outside. You’re completely alone.

In this situation, what do you truly have control over? You certainly can’t control what’s happening outside of the jail cell. And you can’t change much inside the cell either (concrete tends to be fairly unmalleable).

But you can do certain things. You can speak, even if no one can hear you. And you can move your body, even if you can’t escape.

What if the guard came into the cell, strapped you to the chair, and taped your mouth shut? Well, you wouldn’t be able to move or speak anymore. But you’d still control some things. You could still control your thinking, at least to some extent (e.g., you could choose to fantasize about how you could escape).

And you could still control your attention (e.g., you could focus on the voice of the guard or the feeling of the straps on your wrists). Even if you were blindfolded, this attentional control would still be available. In fact, it would still be available even if you were temporarily paralyzed.

Remembering that we have control of just four things can help us remember to focus only on what’s controllable, rather than wasting energy trying to change what we can’t.

5. Hundreds of self-help techniques exist, but they all boil down to just 12 broad strategies for improving your life

After extracting nearly 500 techniques from 106 self-help books and 23 therapies, we found that just 12 high-level psychological strategies encompass nearly every technique for improving your life.

To learn a lot more: Jeremy and I describe each of these 12 levers in detail in our forthcoming book, The 12 Levers.

https://www.psychologytoday.com/us/blog/clearer-thinking-today/202605/lessons-from-studying-over-100-self-help-books-and-20-therapies

TOPLEY’S TOP 10 May 12, 2026

1. Big Tech Slows Buybacks for Capex


2. Taiwan Trading at 2x Previous High in 2021

Google


3. One-Year—Taiwan +94% –Hong Kong +39% vs. China +9.5%

Ycharts


4. South Korea Uses More Robots Per Worker

Our World in Data


5. Money Market Funds Hit $8.2 Trillion

Barchart


6. Planet Fitness Trades Back to 2023 Levels

StockCharts


7. The Rise of $100B Companies Post 2008 Crisis

Chart Kid Matt


8. China EV Production Crushing Rest of World

Semafor


9. Median Household Income in U.S


10. Decline in Global Freedom

Noahpinion

TOPLEY’S TOP 10 May 11, 2026

1. Best Performing S&P 500 Stocks YTD-Bespoke

Charlie Bilello


2. Top 10 Companies Account for 34% of S&P 500 Profits

Torsten Slok


3. Tech Stock Relative to Tech Jobs=Higher Profit Margins

Tech stocks vs. Tech jobs. “If you need a ‘stock market is not the economy’ visual, this is a good candidate: Tech stocks relative to the market: all-time high. Tech jobs relative to all jobs: all-time low.”

Kevin Gordon


4. Bitcoin ETFs Flow Reversal….-$2B of Outflows to +$2B of Inflows …IBIT -10% YTD

Google


5. Claude May Grow 80X?

Sherwood


6. Cloud Revenue Going Parabolic

The Transcript


7. Small Cap Still Room for Catch Up….Small Stock IWM +34%  vs. Large Cap SPY +87%  5- Year

Ycharts


8. AI FEAR–New Technology Adds Jobs Over Long-Run….Spreadsheets were Predicted to Kill CPA’s Instead they Grew 4x

Prof G-But the tasks professionals perform have never been fixed, according to Eldar Maksymov, an accounting professor at Arizona State University. After the release of the first electronic spreadsheet in 1979, people predicted accountants would face mass unemployment. Instead, after adjusting for population growth, the number of accountants increased 4x over the next 40 years. “In every major occupational group that adopted computers heavily, employment grew faster than in groups that did not,” Maksymov wrote. “Computers eliminated specific tasks within jobs — but the resulting cost reductions created so much new demand that the occupations expanded overall.” Looking at AI, he concludes that the future of every knowledge profession hinges on a single question: Is human demand for analysis, oversight, and assurance elastic?

I believe it is. Case in point: computer programmers. They’re coding less and thinking bigger, according to journalist Clive Thompson, who interviewed more than 70 programmers in Silicon Valley and at small firms across the U.S. As he noted, “a coder is now more like an architect than a construction worker.” One executive Thompson interviewed put it this way: “I have never met a team at Google who says, ‘You know, I’m out of good ideas.’ The answer is always, ‘The list of things I would like to do is nine miles longer than what we can pull off.’” But as the cost of execution drops, new demand will likely come from areas that previously didn’t have access to programmers. “Several developers suggested that the number of software jobs might actually grow,” Thompson wrote. “An untold number of small firms around the country would love to have their own custom-made software, but were never big enough to hire, say, a five-person programmer team necessary to produce it.” 

https://scottgalloway.profgmedia.com/newsletters/


9. The Arms Race in NCAA Sports is Accelerating

Linkedin


10. Untreated Hearing Loss Is Tied for the #1 Modifiable Dementia Risk Factor (And 1 in 4 Americans Already Has Damage)-Arnold Daily

1. Untreated Hearing Loss Is Tied for the #1 Modifiable Dementia Risk Factor (And 1 in 4 Americans Already Has Damage)

Untreated hearing loss is one of the single largest modifiable contributors to dementia worldwide, accounting for roughly 7% of cases globally, according to the 2024 Lancet Commission on dementia prevention. It’s a ranking most people never encounter because they don’t think of their earbuds as a brain-health variable. The leverage is behavioral: noise-induced hearing damage is virtually 100% preventable, yet 1 in 4 American adults under 70 already shows signs, with roughly half of cases tied to everyday sources like headphones and concerts. For those with existing loss, the 2023 ACHIEVE trial found that hearing aids cut the rate of cognitive decline nearly in half over three years. And for everyone else, keeping headphones below 60% volume and wearing earplugs at concerts costs almost nothing, but it might help protect against a less healthy future.

2. The Most Sophisticated Form of Avoidance Is A Full Calendar

The most complicated form of inaction isn’t laziness; it’s the elaborate busyness system high-achievers build to avoid the thing they actually want to do: full calendars, reasonable excuses, and one more “almost ready” that functions as an anchor dressed as wisdom. Arnold’s insight, drawn from repeated first-step commitments across bodybuilding, Hollywood, and politics, draws a clean line: commitment isn’t confidence — it’s what precedes it, and what makes confidence possible after the fact. The practical instruction is deliberately small: name one thing you’re currently protecting instead of using, then design the smallest step that requires real courage and leaves the dock — an email sent, a registration completed, something said out loud to one person.

https://arnoldspumpclub.com/blogs/newsletter/wellness-trap?srsltid=AfmBOoqM4vEOY0BlLmwZsl1AKH7uJc8GEsuat3cOgNPBjEqkpB9X1NoG

TOPLEY’S TOP 10 May 08, 2026

1. Strongest Earnings in 20 Years

Reuters-STRONGEST QUARTER IN 20 YEARS?

Investors ⁠had expected generally solid results when the reporting season kicked off last month, but they have far surpassed expectations. S&P 500 earnings are expected to have jumped 28.2% in the first quarter from a year ​earlier, including results from 350 index companies that have reported and analysts’ estimates for those yet to report, according to data as of Tuesday from Tajinder Dhillon, head of earnings and equity research at LSEG Data & Analytics.  That ​increase would be the highest since the fourth quarter of 2021, when businesses were recovering from pandemic lockdowns.

“Excluding special factors like favorable base effects and corporate tax cuts, earnings growth is arguably the strongest in two decades,” Binky Chadha, chief U.S. equity strategist at Deutsche Bank, said in a note.

Reuters


2. One-Year Growth Stocks +35% (VUG) vs. Low Volatility Stocks +3% (SPLV)

Ycharts


3. One-Year Small Cap Stocks (IWM) +47% vs. S&P (SPY) +32%

Ycharts


4. Semiconductor Stocks at Record Levels Above 200-Day Moving Average

Barchart


5. 1100 ETFS Launched in 2025….8 Out of 10 Were Actively Managed


6. Amazon Making Third-Party Logistics Available to Outside Companies…. $172B Revenues to Start

WSJ


7. U.S. Consumer Price Index 4% Since 2020

Charlie Bilello


8. The Market Makers on Kalshi are “Mostly Undisclosed”

Perplexity


9. 82% of Single Family Rentals are Owned by Mom and Pop Landlords

Wolf Street There are about 50 million rental units of all types in the US. About 15 million of them, or about 30%, are single-family rental homes (SFRs), of which about 82% are owned by mom-and-pop landlords with 1-10 rentals, and the rest by larger landlords, including a handful of giant landlords.

Wolf Street


10. 3 Reasons Intelligent People Can Be More Indecisive Than Others

Psychology Today You don’t win by finding the best option; you win by getting your time back.– Mark Travers Ph.D.

Key points

  • The pursuit of the perfect choice can quietly undermine well-being.
  • People who settle for “good enough” often report higher satisfaction in the long run.
  • The smarter and more thorough someone becomes in evaluating choices, the harder those choices can feel.

In a world overflowing with options, from careers and investments to streaming choices and dating apps, making decisions should theoretically be easier than ever. More information and more choices ought to help us pick better outcomes. Yet psychology suggests the opposite often proves to be true, especially for smart people, with their highly analytical disposition.

landmark study by Barry Schwartz and colleagues found that people who strive to make the best possible choice, known as maximizers, often experience greater decisional paralysis and regret, and lower life satisfaction compared to those who settle for an option that is simply “good enough,” known as satisficers.

The research, published in the Journal of Personality and Social Psychology, showed that maximizers tend to be less satisfied with their decisions and report lower levels of happinessoptimism, and self-esteem. In other words, the pursuit of the perfect choice can quietly undermine well-being.

Here are three psychology-backed reasons why highly intelligent or analytical people often struggle the most when it comes to making decisions.

1. Smart People Can Fall Into the “Maximizer Trap”

Smart people tend to set high standards for themselves. While this trait can drive success, it also increases the likelihood of becoming a maximizer, someone who feels compelled to find the absolute best option before committing.

The 2002 study by Schwartz and colleagues introduced the concept of maximizing versus satisficing. The researchers found that individuals who constantly search for the optimal choice tend to experience more regret, perfectionism, and dissatisfaction with their outcomes.

The logic seems straightforward: If you are determined to find the best option, you must compare every possible alternative. But this pursuit often creates an exhausting cycle.

Instead of choosing efficiently, maximizers continue searching for better possibilities, even after they have found a good one. This prolonged evaluation increases cognitive load and delays commitment.

Psychologists call this tendency “analysis paralysis.” Ironically, maximizers may sometimes make objectively strong choices, yet still feel unhappy with them. Because they know there were many alternatives, they keep wondering if something better existed.

By contrast, satisficers, people who choose the first option that meets their criteria, often feel more content with their decisions despite spending less time analyzing them.

2. Smart People May Overanalyze Every Possible Outcome

Intelligent individuals tend to think in complex scenarios. They consider multiple variables, long-term consequences, and hidden trade-offs. While this ability can be beneficial in strategic contexts, it can also make everyday decisions unnecessarily difficult.

A 2023 study shows that maximizers engage in extensive comparison across alternatives, which increases decision difficulty and psychological strain. This constant comparison triggers several mental processes that slow decision-making:

  • Information overload: Evaluating too many options can overwhelm cognitive resources.
  • Hypothetical thinking: Imagining every possible outcome can prolong deliberation.
  • Trade-off sensitivity: Noticing subtle differences makes choices feel riskier.

Because of these factors, decisions that should take minutes can stretch into hours, or even days. More importantly, the brain begins to treat every choice as high stakes. Even minor decisions—what to have for lunch, what laptop to buy, what color to paint a room—can feel like life-defining moves when analyzed through this lens. The result is a decision process that becomes cognitively exhausting and emotionally draining.

3. Smart People Experience More Post-Decision Regret

For many highly analytical people, the struggle doesn’t end after the decision is made. In fact, the real discomfort often begins after the choice. The same 2002 study found that maximizers are significantly more prone to regret and upward social comparison than satisficers. Once a decision is made, maximizers often continue to monitor alternatives.

They ask themselves questions like:

  • “Did I miss a better option?”
  • “What if another choice had worked out better?”
  • “Did I make the optimal decision?”

Maximizers are especially sensitive to feedback about their choices. When new information suggests an alternative might have been better, they tend to interpret it as evidence that they made a mistake. This creates a cycle of self-doubt and second-guessing. Rather than feeling relief after deciding, maximizers remain mentally attached to the road not taken.

In contrast, satisficers are more likely to commit psychologically to their decisions and move forward without revisiting every alternative. This difference helps explain why people who settle for “good enough” often report higher satisfaction in the long run.

The Hidden Cost of Seeking the “Perfect” Choice

Modern life encourages maximizing behavior. We are constantly told to optimize our careers, relationships, finances, and lifestyles. Technology has also made it easier than ever to compare options endlessly, whether scrolling through reviews, rankings, or social media. But psychology suggests that more choice does not always lead to better decisions.

Maximizers are often intelligent, ambitious, and conscientious individuals. Yet their desire to find the optimal solution can trap them in a cycle of overthinking and regret. Maximizers experience higher cognitive load because they are hyper-aware of opportunity costs or the theoretical benefits lost by not choosing the alternatives. This leads to decreased post-choice satisfaction.

In a decision-making matrix, the benefit of additional information decreases as the search time increases. Eventually, the “cost” of the search (in time and mental energy) outweighs the “benefit” of any incremental improvement in the outcome. The paradox is clear: The smarter and more thorough someone becomes in evaluating choices, the harder those choices can feel.

In the real world, “perfect” is often the enemy of “done.” If you try to optimize every single decision, you’ll end up with decision fatigue, a state where your brain is too tired to make even simple choices effectively. Here are three rules you can follow if you identify as a maximizer:

  • The “satisficing” rule: Instead of looking for the best possible option, look for the first option that meets your pre-set requirements. Once you find it, stop looking.
  • The 70 percent rule: If you’re 70 percent sure of a decision, make it. The time you save by not chasing that extra 30 percent of certainty is more valuable than the marginal gain of a “perfect” choice.
  • Post-decision lockdown: Once the choice is made, stop researching. Delete the tabs, stop looking at the better options, and put your energy into making your current choice work.

A version of this post also appears on Forbes.com.

https://www.psychologytoday.com/us/blog/social-instincts/202605/3-reasons-intelligent-people-are-more-indecisive-than-others